Come to think of it, Arthur Conan Doyle based his Sherlock Holmes off of his medical professor. I've seen books dedicated to people who the characters were based off of. (That's what it says in the dedication, which is what I like to do.) I guess the sensible thing is to just not use someone who'd be offended or take it wrong, like Riniel fears. Fellow crazy fantasy writers would be fine with it anyway.
Then there's names, of course. My villain's name is Jay. (It's changing of course, but let's ignore that for a moment.) Jay could theoretically take that as an insult, and no amount of disclaimers are going to help fix it...
Celearas, that made me laugh.
So this conversation can morph into a discussion of the purpose of that disclaimer.
